Grow your business and leave the bureaucracy to us – we take care of accounting and financial management, with or without a business ID.
Invoice without your own Business Id
For sole proprietors
" Good customer service and the clarity of the whole process made a commendable impression. "
Timo-Pekka Sirviö
Sales Manager
" Fast service! The money comes even on the same day as the performance. Saves a few % and gets the money to the account immediately 👍 I've been billing for almost a year and haven't had any problems even once 👌 "
Sebu Sezos
Sheet Metal Worker
" Affordable and fast and flexible customer service. Easy and clear. Highly recommended! "
Pia Fraktman
Consultant
" Excellent and fast customer service! Everything has worked with bisse.fi and I can only recommend it 💪 "
Milena Kaile
Event Organizer
" Salary payment in about 20 minutes after the invoice is paid. Very fast service. Customer service also responds without delay via WhatsApp and email. I have used almost all billing services, and this is by far the best, most efficient, and fastest 👍🏻 "
Riku Kopponen
Painter
" Everything works as it should. Sending the invoice was easy and the money came quickly. "
Alexandr Kostenko
Construction Professional
Invoice easily with your phone, tablet, or computer, anywhere, anytime.
Service Content
Get all the advanced features of an invoicing service at a more affordable service fee
We pay your salary immediately once the invoice has been paid and the payment is visible in our account. No more waiting days or even weeks for your salary.
You can start using the service right away with no sign-up fees. Send emails and e-invoices to private and business customers quickly and effortlessly. Joining the service does not obligate you to use it continuously.
Our service has no hidden costs, mandatory insurance, or additional fees. Pricing is transparent, and the service fee includes everything you need to start operating as a light entrepreneur.
For a light entrepreneur, accident and liability insurance is not only a requirement for many work assignments, it also increases customer trust and protects you in unexpected situations.
You can add travel expenses such as mileage allowances, meal allowances, and daily allowances to your invoice. These reimbursements are paid tax-free according to the Tax Administration’s guidelines.
The service includes withholding and payments of taxes and statutory fees such as VAT, prepayments, and health insurance contributions, as well as the required reporting to tax authorities.
Try our services without any commitment – join for free and start invoicing immediately!
When Martta Lampikoski started making UGC videos in 2022, she wanted to try working for herself before setting up a business. Bisse.fi helped her invoice her first projects and take the next step.
You have the skills and a potential client. What comes next? A practical guide to business models, pricing, contracts, site documents and invoicing in Finnish construction.
Turnover is not your salary, profit or bank balance. Find out how it is calculated, how VAT affects the figures and what to track when invoicing through Bisse.fi or your own business.
An invoice total is not your take-home pay. Learn how VAT, service fees, withholding tax, YEL and tax prepayments affect income when you work for yourself in Finland.
1. Do the work
You can freely agree on tasks and work whenever it suits you best, without any commitment.
2. Send the invoice
Sending an invoice is easy and free. You can send the invoice by email or as an e-invoice.
3. Get paid
We transfer the amount you earned directly to your bank account so you can enjoy the fruits of your labor.
Join now and enjoy the freedom of entrepreneurship without the worries of bureaucracy.
bisse.fi is for light entrepreneurs!
Light entrepreneurship offers a popular, effortless, and safe way to invoice clients for individual services you provide. It is an excellent option for those who provide services but do not want to establish their own company or deal with business-related bureaucracy.
As a light entrepreneur, you can easily send invoices for your freelance work, with or without a business ID, as we handle the bureaucracy for you. You also receive your salary as soon as the invoice payment is visible in our account, every day of the year!
Many people nowadays choose light entrepreneurship, taking advantage of convenient invoicing services that reduce the administrative workload and thus save valuable time. The use of light entrepreneurship services has grown significantly in recent years, and their popularity continues to increase. Most invoicing services charge multiple times the service fee for the same service.
Start as a light entrepreneur today and open the door to new opportunities! Light entrepreneurship is for you who want to pursue your professional passion without the complexities of starting a business. With our service, you can fully focus on what you love to do – whether it is coding, photography, consulting, or anything in between.
Register now and start invoicing immediately. You do not have to worry about the bureaucracy, we handle it for you, so you can focus on creating value for your customers.
No, as a light entrepreneur you don’t need your own Business ID. You always use the invoicing service’s Business ID for invoicing. If you want to operate under your own sole proprietorship or expand your activities, you can apply for a Business ID and start a company.
Self-employed persons’ pension insurance (YEL) is mandatory when all of the following apply:
Your YEL income affects, among other things, your pension accrual and social benefits.
If you’re testing demand or doing this on the side, start as a light entrepreneur. As turnover and customer numbers grow, a sole proprietorship can be the next step.
We pay your wages as soon as your customer’s payment is visible on our side. Payroll is run every day up to 23:00, always via instant transfer, so you receive the money the same day.
No. bisse.fi has no hidden fees, mandatory add-on coverages, or separate instant-transfer fees. You choose the features that fit your service level.
Record the purpose of the trip, route, and kilometers — and attach receipts if needed.
Yes, if the work is eligible. Include a clear breakdown of the labour portion on the invoice (materials are not deductible).
In 2025, the maximum household deduction is €1,600 per person (minimum deductible €150), and the deduction is 35% of the labour portion. The customer applies for the deduction themselves in MyTax (OmaVero).
Through bisse.fi it’s possible to invoice abroad to most countries. Exceptions are countries under sanctions and high-risk countries.
If invoicing abroad is new to you, feel free to contact our customer support.
Invoice easily with your phone, tablet, or computer, anywhere, anytime.
Customer Service
